Modeling

Last updated: July 1, 2026

This Attribute Glossary article provides definitions of attributes tied to modeling

Archipelago does not provide the values for all of these attributes, but rather can ingest them from your uploaded SOV or pull them from submitted documents (PCA, LE reports, etc). Some of these attributes are hidden unless provided to reduce the amount of blank columns on your SOV. If you want an attribute to be made visible or if you would like to add a custom attribute to your SOV, please reach out to support@onarchipelago.com

Attribute	Definition
Modeling Available	Indicates the presence of deterministic modeling information provided by the client or derived from work contracted out to industry experts.
Quake SEL	The earthquake Scenario Expected Loss (SEL) used to understand expected loss estimates for a 475-year return period earthquake.
Quake SUL	The earthquake Scenario Upper Loss (SUL) used to understand expected loss estimates for a 475-year return period earthquake.
Fire EML	Fire Estimated Maximum Loss (EML): The largest loss reasonably expected to arise from a single fire event. May be less than the market or replacement value of the property.
Fire PML	Fire Probable Maximum Loss (PML): The maximum percentage of risk that could be subject to a fire loss at a given point in time, used by underwriters to estimate the highest maximum claim likely to be filed.